Terms of Service
Last Updated: November 15, 2023
Welcome to TanaJo Voleco. These Terms of Service govern your use of our financial education platform and services. By accessing or using our services, you agree to be bound by these terms.
Account Registration
To access certain features of our platform, you must create an account. You agree to:
- Provide accurate, current, and complete information during registration
- Maintain and promptly update your account information
- Maintain the security of your password and accept all risks of unauthorized access
- Notify us immediately of any unauthorized use of your account
- Be responsible for all activities that occur under your account
Service Description
TanaJo Voleco provides digital financial education services including:
- Expense tracking and budgeting tools
- Educational content on personal finance topics
- Interactive financial planning resources
- Community discussion forums
- Personalized financial insights and recommendations
Subscription Terms
Some features of our service require paid subscriptions:
- Subscription fees are billed in advance on a monthly basis
- Payments are non-refundable, except as required by Canadian law
- We may change subscription fees with 30 days notice to current subscribers
- You may cancel your subscription at any time, with access continuing until the end of your billing cycle
- We reserve the right to modify or discontinue services with reasonable notice
Intellectual Property
All content, features, and functionality available on our platform are the exclusive property of TanaJo Voleco and are protected by international copyright, trademark, and other intellectual property laws. You agree not to:
- Copy, modify, or create derivative works of our content
- Use our trademarks without express written permission
- Reverse engineer, decompile, or attempt to extract source code from our platform
- Remove any copyright or other proprietary notations from materials
- Transfer content to another person or "mirror" on any other server
User Conduct
While using our services, you agree not to:
- Violate any applicable laws or regulations
- Infringe upon the rights of others
- Submit false or misleading information
- Engage in unauthorized framing or linking to the service
- Upload viruses or other malicious code
- Interfere with or disrupt the service or servers
- Attempt to bypass any measures designed to protect the service
- Harass, abuse, or harm another person
Disclaimer of Financial Advice
TanaJo Voleco provides educational information only, not financial advice. The content on our platform should not be considered as:
- Personalized investment recommendations
- Financial planning advice tailored to your specific circumstances
- A substitute for professional financial advice from qualified advisors
- Guarantees of future financial performance or outcomes
Limitation of Liability
To the maximum extent permitted by law, TanaJo Voleco shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from:
- Your use or inability to use our services
- Any unauthorized access to or use of our servers or personal information
- Any interruption or cessation of transmission to or from our service
- Any bugs, viruses, or similar that may be transmitted through our service
- Any errors or omissions in any content or for any loss incurred as a result of content
- Financial decisions made based on information provided through our platform
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein. Any disputes shall be subject to the exclusive jurisdiction of the courts of Toronto, Ontario.
Changes to Terms
We reserve the right to modify these Terms at any time. We will provide notice of significant changes through our platform or via email. Continued use of our services after changes constitutes acceptance of the modified Terms.
Contact Information
Questions about these Terms of Service should be sent to us at legal@tanajo-voleco.sbs or at our mailing address: 123 Cyber Finance Ave, Toronto, ON M5V 2T6.